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2010/06/29
Starting Your Own Business? You’ll Need Business Insurance
Today’s economy calls for creativity. How so? Many of us are finding a reduction in our income due to layoffs, less overtime, or definitely an increase in expenses. Being creative can get you out of debt. One family in jeopardy of losing their home, made and sold “mortgage bread.” It became very popular and now is a home based business. They even took online orders. They got out of debt and saved their home from foreclosure. Another family I know took a chance, pulled their resources, wrote a business plan, contacted the small business administration for help, and bought a local daycare that the owner needed to sell due to family care needs. It is now a family run business and no one has to worry about losing their job…at least not for the next two years – they have a waiting list.
Small Business Ideas
Others in need of added income have kept their day job and started their own home business. Small business ideas include car repair, painting, lawn care, tutoring, dog walking, web development, computer repair, or an internet business. If you find you have a need and you can’t find what you are looking for, then that might open up a niche for your small business opportunities. The possibilities of business ideas are endless.
Small Business Insurance
When starting your own business, there is an important aspect to its startup that must be considered after you have your business plan. Most states require business insurance to cover liability. The business insurance regulations in New Jersey may be different from those for business insurance in Hawaii. It is always good to look carefully into what insurance is required before you start your business, no matter how small or large. Liability covers a broad range of issues. (more…)
2010/06/28
Safety on the Web
Safety on the Web should be a top priority for parents and grandparents today…everyday. No matter how diligent parents (or grandparents) are in monitoring their children’s interactions online, they cannot be aware 100 percent of the time. It’s just impossible.
Get a free report of what our child is doing online!
How Kids Can Stay Safe On the Web
My oldest granddaughter will be turning 9 in a few weeks. She has a Facebook account. But, before you shake your head or click your tongue (tsk tsk), let me tell you that her parents have taken every precaution to limit her use…to keep her safe. K’s Facebook account is totally private and her mom is a “friend” under an unknown (to her friends) account so she can login at any time to check for appropriateness. Only good friends are allowed to be her Facebook friends. K can only use the computer when her parents are near. She knows to let them know if something unusual occurs.
SafetyWeb.com
I’m recommending to my daughter and son-in-law that they take K’s web safety one step further by signing up for a SafetyWeb.com account. They know there is peer pressure that eventually may influence my granddaughter’s online behavior or she may be bullied online if a “friend” turns on her or a predator may somehow connect with her. It’s never too early to start monitoring a child’s online activities. Do you know 42% of kids surveyed report being bullied online? It begins in school and the social sites enable bullies to continue. I’m sure you’ve heard of the terrible outcomes of children being bullied online.
Once a SafetyWeb account is set up, SafetyWeb monitors online public information connected to each registered child. The program also alerts parents immediately to new accounts or changes to existing accounts. I like this safety site because they also go the next step by continuously updating their blog for the sole purpose of educating parents to the dangers of the web. Because the developers of SafetyWeb.com are experienced in social site development and have worked with law enforcement, they are able to keep ahead of those that may prey on teens and even those younger jeopardizing their safety on the web.
Grandparents Can Help with Web Safety, Too!
If your grandchild’s parents are agreeable, you as the grandparent can open an account and monitor your grandchild’s online activities for safety’s sake. It’s good to know there are safety sites on the web to help us keep our grandchildren safe.
 
4th of July: Celebrate with a Bike Parade!
The 4th of July is almost here! It’s not too late to organize a neighborhood bike parade for kids or plan on participating in one. All you need are some easy red, white, and blue kids’ crafts to decorate anything on wheels – trikes, wagons, scooters, kid size cars, strollers, and of course bikes. Add to the fun and make mini-floats to pull behind the decorated bikes. Even if you plan on standing on the sidelines to cheer on the paraders, you’ll enjoy making some of the 4th of July craft ideas and printables listed below to adorn yourself and family members to show your patriotic spirit!
How to Decorate Bikes for a 4th of July Parade with Easy Crafts for Kids (more…)
2010/06/25
Fun World Cup Activities for the Kids
Summer is here and that means more time for fun with the grandkids. One of the best things about summer is that it allows time for grandparents and grandkids to come together for creative, fun learning opportunities. With millions of people around the world currently following the FIFA World Cup Soccer competition, it can be a wonderful theme for fun, creative learning activities.
Fun World Cup Activities Using the Internet
By using the Internet, fun FIFA World Cup Soccer activities are possible for Grandparents and Grandkids to do together, whether living near or far:
- On the FIFA website, look at the list of countries competing and choose one to cheer for – or choose one for each family member and make it a family competition.
- While deciding which countries might win your family members’ support, use Google and Google Maps to learn about their locations, flags, photos, and other information the kids want to know. Be sure to include South Africa since it is also the host country. Zoom in closer to see photos of homes, schools, vegetation, recreation sites, etc, if possible.
- Once teams are chosen, design custom t-shirts using their colors and images to represent the FIFA World Cup.
- If you don’t have the time, you can purchase soccer t-shirts to represent your favorite soccer team. (more…)
2010/06/21
If you are a grandmother looking forward to overnight visits with your grandbaby, then you’ll soon be turning that spare  bedroom into a nursery for baby with a safe and nurturing decor made with natural fabrics.
As little girls, we dressed our baby dolls by the hours and decorated our doll houses taking care to choose just the right accessories. That excitement returned when we brought our babies home into a nursery we carefully decorated with special baby bedding and matching accessories. Now, as grandmas, we can enjoy that pleasure again.
I first learned of Pom Pom linens while reading an issue of Victoria magazine I picked up in an airport. I immediately fell in love with the natural linens. What caught my attention was how the elegance of the Pom Pom bedding became the focal point of the bedroom’s Victorian style decor.
I love the vintage look of linens embellished with lace, embroidery, and ribbons. Pom Pom Baby has a wonderful line of linen baby bedding that gives the ambiance of times past, of well preserved heirlooms handed down from grandmother to granddaughter.
If Shabby Chic is your style, you’ll love these natural linens for your grandbaby’s nursery decor including pillow shams, duvets, bumpers, and crib skirts. They make wonderful baby shower gifts, too!
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